Business funding for veteran-owned businesses

Capital for veteran-owned businesses — built around how you win and deliver the work.

Working capital, equipment, inventory, payroll, and contract financing. Compare real offers from 60+ business lenders in two minutes — no credit hit to check.

A woman veteran business owner reviewing a contract on the floor of her workshop, surrounded by equipment and work in progress

No credit hit

Soft pull to check options

2-minute check

Answer one question to start

60+ lenders

Compare real offers

$10K – $500K+

Most fund in 2–7 business days

Compare offers from lenders like

What veteran-owned businesses fund with it

Use the capital wherever the next job needs it. There's no purpose restriction once the funds hit your account.

Working capital

Smooth out cash flow between invoices, cover slow seasons, and keep operating without draining your reserves.

Equipment & vehicles

Trucks, machinery, tools, and tech. Spread the cost over the equipment's working life instead of paying cash up front.

Inventory & materials

Buy in bulk, lock in supplier pricing, and stock up ahead of a big job or a busy season.

Payroll & hiring

Make payroll through tight weeks and bring on the crew you need to take on more work.

Expansion & new location

Sign a lease, build out a new site, or open a second location when the demand is there.

Bridge a government contract

Cover labor, materials, and mobilization to perform on an awarded contract while you wait on net-30/60 payment terms.

For contract-driven businesses

Won the contract? Get the capital to perform on it.

Veteran-owned and service-disabled veteran-owned businesses win federal and state set-aside work — then have to front payroll, materials, and mobilization before the government pays. Compare contract and invoice financing, working capital lines, and SBA 7(a) options built for that gap. We route your request to lenders who understand performance-based cash flow.

SDVOSB / VOSB set-aside bridge financingInvoice & purchase-order financingSBA 7(a) loan routing

Compare funding options

How it works

Three steps. No paperwork to start.

Tell us your amount

Pick the funding range that fits the job. Under a minute, no documents to start.

Get matched with lenders

We send your request to a network of 60+ business lenders. Soft pull only — no impact to your credit.

Compare offers and fund

Review real rates, terms, and product types. Most businesses fund in 2 to 7 business days.

How veteran-owned businesses put it to work

Illustrative examples, not actual customers.

“Awarded a base maintenance contract but couldn't float six weeks of payroll before the first payment hit — a line of credit covered the gap so the crew kept working and the job stayed on schedule.”

SDVOSB facilities contractor

San Antonio, TX

“A second service truck and tooling meant taking on a bigger route. Financing the equipment made it possible to say yes to the job without draining the account.”

Veteran-owned electrical contractor

Columbus, OH

Common questions

Are you affiliated with the SBA or VA?

No. Veteran Funding Guide is an independent financing marketplace — not a government program and not a lender. We are not affiliated with or endorsed by the SBA, the VA, or any government agency, and we do not certify or verify SDVOSB/VOSB status.

Will this hurt my credit?

No. We use a soft credit pull to surface options, which does not impact your personal or business credit. A hard inquiry only happens if you accept an offer and complete a full application with that lender.

Do I need to be SDVOSB- or VOSB-certified?

No. Certification helps you compete for set-aside contracts, but it isn't required to compare funding here. Lenders look at time in business, revenue, and credit — not your certification status.

What can I use the funds for?

Anything your business needs — working capital, equipment, inventory, payroll, marketing, expansion, or bridging a contract. There is no purpose restriction once funds are in your account.

How fast can I get funded?

Most businesses see offers within minutes and fund in 2 to 7 business days. Some lenders can wire same-day if you accept an offer before noon.

How much can I borrow?

Most veteran-owned businesses qualify for $10,000 to $500,000. Larger lines and equipment- or contract-secured deals can go higher depending on time in business, revenue, and collateral.

Ready to compare offers?

Pick an amount and see what 60+ lenders can do for your business. No credit hit.